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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,502 | $148,623+102.9% | $135,974+121.7% | $139,466+116.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 9.53% | 79.30%-69.8pp | 68.30%-58.8pp | 373.66%-364.1pp |
| Employer contribution / active EE | $8,365 | $5,246+59.4% | $4,859+72.2% | $4,754+76.0% |
| Participant deferral / active EE | $14,485 | $8,103+78.8% | $7,760+86.7% | $6,712+115.8% |
| Admin fee / account holder | $5,380 | $12,406-56.6% | $10,767-50.0% | $11,409-52.8% |