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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,003 | $84,518-47.9% | $67,704-35.0% | $125,389-64.9% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | -1.79% | 2.57%-4.4pp | 25.41%-27.2pp | 282.24%-284.0pp |
| Employer contribution / active EE | $0 | $3,292-100.0% | $2,559-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $5,351 | $4,430+20.8% | $3,585+49.2% | $5,3520% |
| Admin fee / account holder | $24,480 | $5,340+358.4% | $4,255+475.3% | $9,541+156.6% |