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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,704 | $82,678+71.4% | $125,391+13.0% | $68,490+106.9% |
| Participation rate | 97.0% | 75.1%+21.9pp | 82.4%+14.6pp | 67.9%+29.1pp |
| Annual return | -23.69% | -5.97%-17.7pp | 572.41%-596.1pp | -7.85%-15.8pp |
| Employer contribution / active EE | $4,453 | $3,382+31.7% | $4,816-7.5% | $2,597+71.5% |
| Participant deferral / active EE | $10,473 | $6,111+71.4% | $7,448+40.6% | $4,028+160.0% |
| Admin fee / account holder | $1,455 | $6,277-76.8% | $10,009-85.5% | $5,403-73.1% |