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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,190 | $72,177-47.1% | $115,038-66.8% | $59,633-36.0% |
| Participation rate | 75.7% | 72.6%+3.1pp | 81.4%-5.7pp | 68.7%+7.0pp |
| Annual return | -2.75% | 12.02%-14.8pp | 26.14%-28.9pp | 2041.45%-2044.2pp |
| Employer contribution / active EE | $8,575 | $2,841+201.8% | $4,608+86.1% | $2,203+289.3% |
| Participant deferral / active EE | $6,404 | $4,783+33.9% | $6,026+6.3% | $3,192+100.7% |
| Admin fee / account holder | $813 | $4,927-83.5% | $8,175-90.1% | $4,297-81.1% |