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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,972 | $80,855+1.4% | $153,416-46.6% | $86,983-5.8% |
| Participation rate | 77.1% | 64.1%+13.0pp | 74.3%+2.7pp | 69.5%+7.5pp |
| Annual return | 13.48% | 16.18%-2.7pp | 17.84%-4.4pp | 25.83%-12.4pp |
| Employer contribution / active EE | $2,604 | $2,308+12.8% | $3,764-30.8% | $2,584+0.8% |
| Participant deferral / active EE | $2,068 | $3,333-37.9% | $4,723-56.2% | $4,194-50.7% |
| Admin fee / account holder | $14,425 | $6,908+108.8% | $13,095+10.2% | $7,856+83.6% |