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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,689 | $106,008-72.9% | $92,240-68.9% | $147,586-80.6% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 8.50% | 50.05%-41.5pp | 176.29%-167.8pp | 578.59%-570.1pp |
| Employer contribution / active EE | $4,786 | $4,333+10.4% | $3,680+30.1% | $4,876-1.9% |
| Participant deferral / active EE | $5,832 | $4,478+30.2% | $3,897+49.6% | $5,439+7.2% |
| Admin fee / account holder | $2,003 | $6,333-68.4% | $5,194-61.4% | $10,886-81.6% |