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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,322 | $52,678-38.6% | $75,784-57.3% | $59,633-45.8% |
| Participation rate | 65.7% | 67.2%-1.5pp | 75.8%-10.1pp | 68.7%-3.0pp |
| Annual return | -1.57% | 2.95%-4.5pp | 9.68%-11.3pp | 2041.45%-2043.0pp |
| Employer contribution / active EE | $2,537 | $2,193+15.7% | $3,323-23.7% | $2,203+15.2% |
| Participant deferral / active EE | $1,438 | $2,591-44.5% | $3,652-60.6% | $3,192-54.9% |
| Admin fee / account holder | $4,964 | $3,610+37.5% | $5,300-6.3% | $4,297+15.5% |