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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,054 | $55,930+25.3% | $76,089-7.9% | $80,925-13.4% |
| Participation rate | 77.4% | 62.1%+15.4pp | 69.1%+8.3pp | 67.7%+9.8pp |
| Annual return | 7.67% | 20.58%-12.9pp | 360.94%-353.3pp | 35.65%-28.0pp |
| Employer contribution / active EE | $571 | $1,866-69.4% | $2,690-78.8% | $2,756-79.3% |
| Participant deferral / active EE | $5,636 | $3,051+84.8% | $4,259+32.3% | $4,299+31.1% |
| Admin fee / account holder | $9,146 | $5,241+74.5% | $6,418+42.5% | $6,940+31.8% |