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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,190 | $96,508-24.2% | $75,901-3.6% | $152,897-52.1% |
| Participation rate | 78.3% | 76.2%+2.1pp | 69.3%+9.0pp | 82.5%-4.2pp |
| Annual return | 12.98% | 33.99%-21.0pp | 30.76%-17.8pp | 345.43%-332.5pp |
| Employer contribution / active EE | $402 | $3,310-87.8% | $2,501-83.9% | $4,764-91.6% |
| Participant deferral / active EE | $3,400 | $4,554-25.3% | $3,603-5.6% | $5,851-41.9% |
| Admin fee / account holder | $10,106 | $8,081+25.1% | $5,420+86.5% | $11,599-12.9% |