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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,249 | $76,564-8.2% | $105,582-33.5% | $94,015-25.3% |
| Participation rate | 75.0% | 65.2%+9.8pp | 71.8%+3.2pp | 70.8%+4.2pp |
| Annual return | 10.20% | 20.69%-10.5pp | 18.61%-8.4pp | 17.84%-7.6pp |
| Employer contribution / active EE | $647 | $1,995-67.6% | $2,984-78.3% | $2,790-76.8% |
| Participant deferral / active EE | $5,490 | $3,320+65.4% | $4,353+26.1% | $4,249+29.2% |
| Admin fee / account holder | $4,303 | $7,129-39.6% | $12,856-66.5% | $8,951-51.9% |