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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,249 | $69,444+1.2% | $92,985-24.5% | $87,485-19.7% |
| Participation rate | 75.0% | 63.3%+11.7pp | 69.5%+5.5pp | 68.9%+6.1pp |
| Annual return | 10.20% | 23.85%-13.7pp | 27.99%-17.8pp | 26.06%-15.9pp |
| Employer contribution / active EE | $647 | $1,917-66.3% | $2,662-75.7% | $2,596-75.1% |
| Participant deferral / active EE | $5,490 | $3,364+63.2% | $4,377+25.4% | $4,274+28.5% |
| Admin fee / account holder | $4,303 | $6,137-29.9% | $9,463-54.5% | $7,775-44.6% |