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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,249 | $58,627+19.8% | $76,735-8.5% | $82,448-14.8% |
| Participation rate | 75.0% | 63.2%+11.8pp | 69.5%+5.5pp | 68.1%+6.9pp |
| Annual return | 10.20% | 39.10%-28.9pp | 29.77%-19.6pp | 41.64%-31.4pp |
| Employer contribution / active EE | $647 | $1,729-62.6% | $2,454-73.7% | $2,551-74.7% |
| Participant deferral / active EE | $5,490 | $3,134+75.2% | $4,088+34.3% | $4,139+32.6% |
| Admin fee / account holder | $4,303 | $5,323-19.1% | $7,189-40.1% | $7,234-40.5% |