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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,007 | $110,337+15.1% | $102,383+24.1% | $145,877-12.9% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 11.93% | 24.83%-12.9pp | 24.94%-13.0pp | 551.28%-539.4pp |
| Employer contribution / active EE | $2,444 | $4,216-42.0% | $3,870-36.8% | $4,663-47.6% |
| Participant deferral / active EE | $4,312 | $5,621-23.3% | $5,060-14.8% | $6,691-35.6% |
| Admin fee / account holder | $971 | $9,750-90.0% | $8,391-88.4% | $13,402-92.8% |