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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,981 | $133,998-6.7% | $112,263+11.3% | $134,545-7.1% |
| Participation rate | 91.7% | 78.6%+13.1pp | 75.1%+16.6pp | 81.2%+10.4pp |
| Annual return | -14.83% | 47.17%-62.0pp | 27.49%-42.3pp | 418.37%-433.2pp |
| Employer contribution / active EE | $2,367 | $4,040-41.4% | $3,636-34.9% | $4,742-50.1% |
| Participant deferral / active EE | $3,924 | $5,292-25.9% | $4,729-17.0% | $6,401-38.7% |
| Admin fee / account holder | $1,122 | $7,493-85.0% | $6,410-82.5% | $11,431-90.2% |