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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,615 | $171,492-16.3% | $150,734-4.7% | $198,609-27.7% |
| Participation rate | 90.0% | 81.4%+8.6pp | 78.4%+11.6pp | 82.4%+7.6pp |
| Annual return | 11.95% | 804.70%-792.8pp | 600.81%-588.9pp | 202.70%-190.7pp |
| Employer contribution / active EE | $2,717 | $5,470-50.3% | $4,918-44.7% | $5,055-46.2% |
| Participant deferral / active EE | $4,813 | $6,259-23.1% | $5,610-14.2% | $6,977-31.0% |
| Admin fee / account holder | $5,502 | $17,628-68.8% | $14,905-63.1% | $19,030-71.1% |