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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,238 | $133,998-87.9% | $112,263-85.5% | $134,545-87.9% |
| Participation rate | 41.7% | 78.6%-36.9pp | 75.1%-33.4pp | 81.2%-39.6pp |
| Annual return | -16.28% | 47.17%-63.5pp | 27.49%-43.8pp | 418.37%-434.7pp |
| Employer contribution / active EE | $934 | $4,040-76.9% | $3,636-74.3% | $4,742-80.3% |
| Participant deferral / active EE | $2,433 | $5,292-54.0% | $4,729-48.6% | $6,401-62.0% |
| Admin fee / account holder | $3,849 | $7,493-48.6% | $6,410-40.0% | $11,431-66.3% |