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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,659 | $124,351-85.8% | $109,188-83.8% | $167,553-89.5% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.9%-25.9pp | 82.1%-32.1pp |
| Annual return | 25.65% | 26.04%-0.4pp | 25.76%-0.1pp | 478.89%-453.2pp |
| Employer contribution / active EE | $1,040 | $4,210-75.3% | $3,723-72.1% | $4,840-78.5% |
| Participant deferral / active EE | $2,333 | $5,257-55.6% | $4,654-49.9% | $6,343-63.2% |
| Admin fee / account holder | $8,382 | $7,975+5.1% | $6,755+24.1% | $12,316-31.9% |