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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,799 | $110,410-71.2% | $102,437-69.0% | $145,897-78.2% |
| Participation rate | 38.5% | 77.9%-39.5pp | 74.5%-36.0pp | 80.3%-41.8pp |
| Annual return | 16.00% | 24.85%-8.9pp | 24.95%-8.9pp | 552.29%-536.3pp |
| Employer contribution / active EE | $943 | $4,217-77.6% | $3,871-75.6% | $4,663-79.8% |
| Participant deferral / active EE | $2,154 | $5,622-61.7% | $5,060-57.4% | $6,689-67.8% |
| Admin fee / account holder | $8,395 | $9,745-13.9% | $8,388+0.1% | $13,390-37.3% |