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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,072 | $42,910+98.3% | $60,919+39.6% | $68,490+24.2% |
| Participation rate | 74.3% | 66.8%+7.5pp | 73.1%+1.2pp | 67.9%+6.4pp |
| Annual return | -20.43% | -13.99%-6.4pp | 16.96%-37.4pp | -7.85%-12.6pp |
| Employer contribution / active EE | $2,702 | $1,978+36.6% | $2,704-0.1% | $2,597+4.0% |
| Participant deferral / active EE | $5,608 | $2,866+95.7% | $3,814+47.0% | $4,028+39.2% |
| Admin fee / account holder | $6,221 | $3,104+100.4% | $3,228+92.8% | $5,403+15.1% |