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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,421 | $53,841+116.2% | $75,731+53.7% | $85,851+35.6% |
| Participation rate | 76.5% | 69.0%+7.4pp | 74.8%+1.6pp | 69.3%+7.1pp |
| Annual return | 11.80% | 24.54%-12.7pp | 104.65%-92.8pp | 318.63%-306.8pp |
| Employer contribution / active EE | $2,297 | $2,017+13.9% | $2,743-16.3% | $2,565-10.5% |
| Participant deferral / active EE | $5,462 | $2,895+88.7% | $3,820+43.0% | $3,952+38.2% |
| Admin fee / account holder | $12,429 | $3,340+272.1% | $3,620+243.3% | $6,261+98.5% |