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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,558 | $72,404-63.3% | $110,243-75.9% | $64,173-58.6% |
| Participation rate | 31.6% | 73.3%-41.8pp | 79.8%-48.2pp | 69.6%-38.0pp |
| Annual return | 55.53% | -6.29%+61.8pp | 314.76%-259.2pp | 7.63%+47.9pp |
| Employer contribution / active EE | $619 | $2,282-72.9% | $3,827-83.8% | $2,381-74.0% |
| Participant deferral / active EE | $1,323 | $3,469-61.9% | $4,672-71.7% | $3,470-61.9% |
| Admin fee / account holder | $294 | $5,664-94.8% | $8,548-96.6% | $4,887-94.0% |