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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,157 | $61,660-78.7% | $80,022-83.6% | $64,173-79.5% |
| Participation rate | 72.7% | 71.7%+1.0pp | 75.8%-3.1pp | 69.6%+3.2pp |
| Annual return | -13.00% | -0.33%-12.7pp | 11.22%-24.2pp | 7.63%-20.6pp |
| Employer contribution / active EE | $1,377 | $1,810-23.9% | $2,468-44.2% | $2,381-42.2% |
| Participant deferral / active EE | $2,791 | $2,968-5.9% | $3,686-24.3% | $3,470-19.6% |
| Admin fee / account holder | $604 | $5,417-88.9% | $6,521-90.7% | $4,887-87.6% |