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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,235 | $67,411-86.3% | $91,004-89.9% | $70,126-86.8% |
| Participation rate | 69.7% | 71.4%-1.7pp | 75.6%-5.9pp | 69.5%+0.2pp |
| Annual return | 24.77% | -40.16%+64.9pp | 4.60%+20.2pp | 73.15%-48.4pp |
| Employer contribution / active EE | $1,414 | $1,786-20.8% | $2,456-42.4% | $2,343-39.6% |
| Participant deferral / active EE | $2,726 | $2,823-3.4% | $3,548-23.2% | $3,332-18.2% |
| Admin fee / account holder | $130 | $4,236-96.9% | $5,417-97.6% | $4,645-97.2% |