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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,932 | $87,733-51.1% | $106,554-59.7% | $85,851-50.0% |
| Participation rate | 87.5% | 71.9%+15.6pp | 76.1%+11.4pp | 69.3%+18.2pp |
| Annual return | 31.77% | 21.86%+9.9pp | 26.80%+5.0pp | 318.63%-286.9pp |
| Employer contribution / active EE | $393 | $2,073-81.1% | $2,819-86.1% | $2,565-84.7% |
| Participant deferral / active EE | $6,979 | $3,469+101.2% | $4,398+58.7% | $3,952+76.6% |
| Admin fee / account holder | $755 | $6,767-88.8% | $7,408-89.8% | $6,261-87.9% |