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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,709 | $76,371-44.1% | $93,621-54.4% | $72,976-41.5% |
| Participation rate | 75.7% | 71.8%+3.9pp | 75.8%-0.2pp | 69.5%+6.2pp |
| Annual return | 5.27% | 25.82%-20.6pp | 32.76%-27.5pp | 81.02%-75.7pp |
| Employer contribution / active EE | $0 | $2,276-100.0% | $2,719-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,426 | $3,538+25.1% | $4,070+8.8% | $3,608+22.7% |
| Admin fee / account holder | $1,577 | $6,839-76.9% | $7,890-80.0% | $5,124-69.2% |