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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,783 | $87,132-65.8% | $105,624-71.8% | $80,959-63.2% |
| Participation rate | 92.9% | 70.4%+22.4pp | 75.3%+17.6pp | 67.7%+25.2pp |
| Annual return | 11.88% | 17.03%-5.1pp | 116.20%-104.3pp | 35.67%-23.8pp |
| Employer contribution / active EE | $426 | $2,397-82.2% | $3,168-86.5% | $2,757-84.5% |
| Participant deferral / active EE | $4,806 | $3,985+20.6% | $5,013-4.1% | $4,300+11.7% |
| Admin fee / account holder | $5,034 | $8,449-40.4% | $10,961-54.1% | $6,925-27.3% |