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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,081 | $185,883-73.6% | $170,043-71.1% | $139,466-64.8% |
| Participation rate | 55.6% | 87.8%-32.2pp | 87.0%-31.4pp | 80.3%-24.8pp |
| Annual return | 14.77% | 60.54%-45.8pp | 53.40%-38.6pp | 373.66%-358.9pp |
| Employer contribution / active EE | $1,954 | $7,596-74.3% | $6,790-71.2% | $4,754-58.9% |
| Participant deferral / active EE | $2,289 | $11,626-80.3% | $10,410-78.0% | $6,712-65.9% |
| Admin fee / account holder | $0 | $15,393-100.0% | $12,824-100.0% | $11,409-100.0% |