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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,991 | $167,522-76.1% | $151,639-73.6% | $134,532-70.3% |
| Participation rate | 54.5% | 88.4%-33.8pp | 87.5%-32.9pp | 81.2%-26.7pp |
| Annual return | -17.87% | 7.81%-25.7pp | 3.34%-21.2pp | 418.27%-436.1pp |
| Employer contribution / active EE | $2,072 | $6,828-69.6% | $6,165-66.4% | $4,741-56.3% |
| Participant deferral / active EE | $2,896 | $8,986-67.8% | $8,363-65.4% | $6,401-54.8% |
| Admin fee / account holder | $0 | $13,780-100.0% | $11,613-100.0% | $11,429-100.0% |