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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 11-1122222 | Advisory (Plan) | $13,013 |
Filed as: THE RETIREMENT PLAN COMPANY, LLC Service code 15 · EIN 38-3712991 | Recordkeeping | $9,242 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,952 | $54,573+35.5% | $90,970-18.7% | $73,497+0.6% |
| Participation rate | 25.6% | 61.2%-35.5pp | 69.0%-43.4pp | 70.7%-45.0pp |
| Annual return | 12.15% | 16.69%-4.5pp | 134.60%-122.4pp | 28.51%-16.4pp |
| Employer contribution / active EE | $989 | $991-0.2% | $2,122-53.4% | $2,270-56.4% |
| Participant deferral / active EE | $1,298 | $2,517-48.4% | $3,373-61.5% | $3,740-65.3% |
| Admin fee / account holder | $371 | $521-28.8% | $5,961-93.8% | $513-27.6% |