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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 11-1122222 | Advisory (Plan) | $12,139 |
Filed as: THE RETIREMENT PLAN COMPANY, LLC Service code 15 · EIN 38-3712991 | Recordkeeping | $7,908 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,305 | $49,138+32.9% | $84,023-22.3% | $65,186+0.2% |
| Participation rate | 28.5% | 60.7%-32.3pp | 69.0%-40.5pp | 70.2%-41.7pp |
| Annual return | 22.17% | 23.00%-0.8pp | 71.32%-49.1pp | 29.39%-7.2pp |
| Employer contribution / active EE | $1,025 | $914+12.1% | $1,984-48.3% | $2,177-52.9% |
| Participant deferral / active EE | $1,420 | $2,397-40.8% | $3,239-56.2% | $3,514-59.6% |
| Admin fee / account holder | $335 | $543-38.3% | $6,102-94.5% | $847-60.5% |