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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,729 | $81,403+31.1% | $147,027-27.4% | $87,485+22.0% |
| Participation rate | 97.8% | 63.4%+34.4pp | 73.7%+24.1pp | 68.9%+28.9pp |
| Annual return | 17.08% | 16.51%+0.6pp | 20.23%-3.2pp | 26.06%-9.0pp |
| Employer contribution / active EE | $14,469 | $2,205+556.1% | $3,626+299.0% | $2,596+457.3% |
| Participant deferral / active EE | $1,459 | $3,315-56.0% | $4,933-70.4% | $4,274-65.9% |
| Admin fee / account holder | $1,543 | $6,755-77.2% | $12,223-87.4% | $7,775-80.2% |