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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,946 | $56,339-20.2% | $104,299-56.9% | $68,490-34.4% |
| Participation rate | 98.0% | 63.3%+34.7pp | 73.3%+24.7pp | 67.9%+30.1pp |
| Annual return | -10.79% | -9.19%-1.6pp | 24.62%-35.4pp | -7.85%-2.9pp |
| Employer contribution / active EE | $7,331 | $1,960+274.0% | $3,373+117.3% | $2,597+182.3% |
| Participant deferral / active EE | $517 | $3,077-83.2% | $4,626-88.8% | $4,028-87.2% |
| Admin fee / account holder | $31,369 | $4,902+540.0% | $7,339+327.4% | $5,403+480.6% |