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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,729 | $77,896+37.0% | $134,172-20.5% | $82,448+29.5% |
| Participation rate | 97.8% | 62.8%+35.0pp | 72.5%+25.4pp | 68.1%+29.8pp |
| Annual return | 17.08% | 18.21%-1.1pp | 25.30%-8.2pp | 41.64%-24.6pp |
| Employer contribution / active EE | $14,469 | $2,159+570.1% | $3,420+323.1% | $2,551+467.2% |
| Participant deferral / active EE | $1,459 | $3,162-53.9% | $4,690-68.9% | $4,139-64.8% |
| Admin fee / account holder | $1,543 | $6,336-75.7% | $12,016-87.2% | $7,234-78.7% |