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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,729 | $87,180+22.4% | $173,703-38.6% | $94,015+13.5% |
| Participation rate | 97.8% | 65.6%+32.2pp | 75.9%+21.9pp | 70.8%+27.0pp |
| Annual return | 17.08% | 14.17%+2.9pp | 17.46%-0.4pp | 17.84%-0.8pp |
| Employer contribution / active EE | $14,469 | $2,494+480.1% | $4,288+237.4% | $2,790+418.6% |
| Participant deferral / active EE | $1,459 | $3,343-56.4% | $4,854-69.9% | $4,249-65.7% |
| Admin fee / account holder | $1,543 | $7,506-79.4% | $15,562-90.1% | $8,951-82.8% |