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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,339 | $165,399-52.0% | $149,745-47.0% | $158,982-50.1% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 15.30% | 348.34%-333.0pp | 276.72%-261.4pp | 302.99%-287.7pp |
| Employer contribution / active EE | $1,972 | $5,105-61.4% | $4,646-57.6% | $4,763-58.6% |
| Participant deferral / active EE | $7,228 | $7,183+0.6% | $6,843+5.6% | $5,983+20.8% |
| Admin fee / account holder | $2,544 | $10,811-76.5% | $9,312-72.7% | $11,252-77.4% |