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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,838 | $157,304-59.4% | $141,197-54.8% | $152,909-58.3% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 21.90% | 64.34%-42.4pp | 71.41%-49.5pp | 345.46%-323.6pp |
| Employer contribution / active EE | $1,605 | $5,263-69.5% | $4,736-66.1% | $4,764-66.3% |
| Participant deferral / active EE | $5,858 | $7,111-17.6% | $6,710-12.7% | $5,851+0.1% |
| Admin fee / account holder | $514 | $12,126-95.8% | $10,265-95.0% | $11,601-95.6% |