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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,554 | $82,630-69.1% | $64,105-60.1% | $125,389-79.6% |
| Participation rate | 50.0% | 75.9%-25.9pp | 68.2%-18.2pp | 83.2%-33.2pp |
| Annual return | 60.64% | 1489.72%-1429.1pp | 791.24%-730.6pp | 282.24%-221.6pp |
| Employer contribution / active EE | $3,283 | $2,671+22.9% | $1,820+80.4% | $4,866-32.5% |
| Participant deferral / active EE | $2,678 | $3,608-25.8% | $2,822-5.1% | $5,352-50.0% |
| Admin fee / account holder | $28 | $6,382-99.6% | $4,499-99.4% | $9,541-99.7% |