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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,791 | $109,863+0.8% | $98,477+12.5% | $167,518-33.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 13.39% | 1958.09%-1944.7pp | 1493.59%-1480.2pp | 478.71%-465.3pp |
| Employer contribution / active EE | $8,888 | $3,225+175.6% | $2,961+200.2% | $4,838+83.7% |
| Participant deferral / active EE | $5,354 | $4,673+14.6% | $4,276+25.2% | $6,342-15.6% |
| Admin fee / account holder | $1,436 | $6,755-78.7% | $5,951-75.9% | $12,312-88.3% |