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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,331 | $48,267-33.0% | $68,808-53.0% | $68,486-52.8% |
| Participation rate | 50.7% | 60.7%-10.0pp | 69.0%-18.3pp | 67.9%-17.2pp |
| Annual return | -6.51% | -12.70%+6.2pp | -6.37%-0.1pp | -7.85%+1.3pp |
| Employer contribution / active EE | $1,085 | $1,829-40.7% | $2,656-59.1% | $2,597-58.2% |
| Participant deferral / active EE | $1,965 | $2,867-31.5% | $3,942-50.2% | $4,028-51.2% |
| Admin fee / account holder | $1,181 | $4,362-72.9% | $4,936-76.1% | $5,404-78.1% |