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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,656 | $55,902-32.6% | $76,030-50.5% | $80,959-53.5% |
| Participation rate | 75.6% | 62.1%+13.5pp | 69.1%+6.5pp | 67.7%+7.9pp |
| Annual return | 8.58% | 20.59%-12.0pp | 361.54%-353.0pp | 35.67%-27.1pp |
| Employer contribution / active EE | $2,022 | $1,867+8.3% | $2,688-24.8% | $2,757-26.7% |
| Participant deferral / active EE | $4,045 | $3,051+32.6% | $4,257-5.0% | $4,300-5.9% |
| Admin fee / account holder | $3,341 | $5,239-36.2% | $6,421-48.0% | $6,925-51.8% |