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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,115 | $64,729-0.9% | $112,263-42.9% | $68,490-6.4% |
| Participation rate | 85.7% | 67.2%+18.6pp | 75.1%+10.7pp | 67.9%+17.8pp |
| Annual return | -15.34% | -11.40%-3.9pp | 27.49%-42.8pp | -7.85%-7.5pp |
| Employer contribution / active EE | $1,976 | $2,746-28.0% | $3,636-45.7% | $2,597-23.9% |
| Participant deferral / active EE | $4,377 | $3,566+22.8% | $4,729-7.4% | $4,028+8.7% |
| Admin fee / account holder | $1,750 | $5,222-66.5% | $6,410-72.7% | $5,403-67.6% |