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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,976 | $65,367-2.1% | $92,915-31.1% | $72,976-12.3% |
| Participation rate | 63.0% | 68.3%-5.3pp | 76.0%-13.0pp | 69.5%-6.5pp |
| Annual return | 20.86% | 42.11%-21.2pp | 109.45%-88.6pp | 81.02%-60.2pp |
| Employer contribution / active EE | $1,651 | $2,594-36.4% | $3,653-54.8% | $2,440-32.4% |
| Participant deferral / active EE | $3,785 | $3,128+21.0% | $4,238-10.7% | $3,608+4.9% |
| Admin fee / account holder | $168 | $4,251-96.1% | $5,796-97.1% | $5,124-96.7% |