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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,976 | $136,214-95.6% | $98,775-93.9% | $167,536-96.4% |
| Participation rate | 92.3% | 70.2%+22.1pp | 65.7%+26.6pp | 82.1%+10.2pp |
| Annual return | 17.79% | 67.53%-49.7pp | 49.92%-32.1pp | 478.82%-461.0pp |
| Employer contribution / active EE | $1,355 | $2,631-48.5% | $2,067-34.4% | $4,839-72.0% |
| Participant deferral / active EE | $1,764 | $3,716-52.5% | $3,035-41.9% | $6,342-72.2% |
| Admin fee / account holder | $1,985 | $5,031-60.5% | $4,076-51.3% | $12,315-83.9% |