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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,317 | $129,476-96.7% | $93,515-95.4% | $158,982-97.3% |
| Participation rate | 92.9% | 71.0%+21.9pp | 66.8%+26.0pp | 82.0%+10.9pp |
| Annual return | 35.06% | 118.56%-83.5pp | 78.21%-43.1pp | 302.99%-267.9pp |
| Employer contribution / active EE | $1,388 | $2,717-48.9% | $2,077-33.2% | $4,763-70.9% |
| Participant deferral / active EE | $2,024 | $3,916-48.3% | $3,129-35.3% | $5,983-66.2% |
| Admin fee / account holder | $624 | $7,396-91.6% | $5,235-88.1% | $11,252-94.5% |