Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,087 | $91,559-77.0% | $133,978-84.3% | $79,856-73.6% |
| Participation rate | 34.8% | 73.3%-38.6pp | 79.8%-45.1pp | 69.6%-34.9pp |
| Annual return | 17.06% | 61.85%-44.8pp | 45.10%-28.0pp | 31.71%-14.7pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,758 | $3,734-52.9% | $5,047-65.2% | $3,741-53.0% |
| Admin fee / account holder | $1,766 | $6,321-72.1% | $8,930-80.2% | $5,306-66.7% |