Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,495 | $114,712-36.8% | $173,730-58.3% | $87,485-17.1% |
| Participation rate | 40.7% | 73.0%-32.3pp | 79.6%-38.8pp | 68.9%-28.2pp |
| Annual return | 17.76% | 20.18%-2.4pp | 19.96%-2.2pp | 26.06%-8.3pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $4,577-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,437 | $4,642-4.4% | $6,326-29.9% | $4,274+3.8% |
| Admin fee / account holder | $2,616 | $10,210-74.4% | $17,523-85.1% | $7,775-66.4% |