Filed April 3, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,942 | $111,814-2.6% | $103,378+5.4% | $145,978-25.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 7.45% | 24.80%-17.3pp | 24.91%-17.5pp | 550.52%-543.1pp |
| Employer contribution / active EE | $11,364 | $4,215+169.6% | $3,870+193.6% | $4,662+143.8% |
| Participant deferral / active EE | $8,485 | $5,618+51.0% | $5,058+67.8% | $6,690+26.8% |
| Admin fee / account holder | $39,579 | $9,764+305.4% | $8,401+371.1% | $13,400+195.4% |