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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,148 | $209,422-8.2% | $178,503+7.6% | $158,982+20.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -0.71% | 188.81%-189.5pp | 151.12%-151.8pp | 302.99%-303.7pp |
| Employer contribution / active EE | $3,369 | $5,707-41.0% | $5,011-32.8% | $4,763-29.3% |
| Participant deferral / active EE | $6,233 | $5,955+4.7% | $5,202+19.8% | $5,983+4.2% |
| Admin fee / account holder | $734 | $17,079-95.7% | $13,987-94.8% | $11,252-93.5% |