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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,429 | $133,998-5.6% | $112,263+12.6% | $134,545-6.0% |
| Participation rate | 64.3% | 78.6%-14.3pp | 75.1%-10.8pp | 81.2%-16.9pp |
| Annual return | -15.57% | 47.17%-62.7pp | 27.49%-43.1pp | 418.37%-433.9pp |
| Employer contribution / active EE | $2,319 | $4,040-42.6% | $3,636-36.2% | $4,742-51.1% |
| Participant deferral / active EE | $4,106 | $5,292-22.4% | $4,729-13.2% | $6,401-35.9% |
| Admin fee / account holder | $37,772 | $7,493+404.1% | $6,410+489.2% | $11,431+230.4% |