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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,067 | $124,351+36.8% | $109,188+55.8% | $167,553+1.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 8.09% | 26.04%-18.0pp | 25.76%-17.7pp | 478.89%-470.8pp |
| Employer contribution / active EE | $3,534 | $4,210-16.1% | $3,723-5.1% | $4,840-27.0% |
| Participant deferral / active EE | $7,282 | $5,257+38.5% | $4,654+56.5% | $6,343+14.8% |
| Admin fee / account holder | $2,360 | $7,975-70.4% | $6,755-65.1% | $12,316-80.8% |