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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,005 | $52,722-41.2% | $90,440-65.7% | $73,412-57.8% |
| Participation rate | 37.9% | 67.7%-29.8pp | 72.7%-34.8pp | 72.2%-34.3pp |
| Annual return | 15.18% | 20.70%-5.5pp | 1294.38%-1279.2pp | 59.30%-44.1pp |
| Employer contribution / active EE | $688 | $1,872-63.3% | $3,263-78.9% | $2,234-69.2% |
| Participant deferral / active EE | $1,208 | $2,810-57.0% | $3,964-69.5% | $3,806-68.3% |
| Admin fee / account holder | $4 | $117-96.3% | $5,615-99.9% | $158-97.3% |