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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,604 | $46,100-35.8% | $86,582-65.8% | $69,631-57.5% |
| Participation rate | 21.2% | 67.2%-46.0pp | 73.5%-52.4pp | 70.7%-49.5pp |
| Annual return | 13.21% | 21.02%-7.8pp | 965.08%-951.9pp | 27571.02%-27557.8pp |
| Employer contribution / active EE | $361 | $1,850-80.5% | $2,839-87.3% | $2,032-82.2% |
| Participant deferral / active EE | $681 | $2,432-72.0% | $3,609-81.1% | $3,224-78.9% |
| Admin fee / account holder | $28 | $94-70.3% | $4,904-99.4% | $110-74.8% |