Retirement plan

PNWE-TILLAMOOK COUNTRY SMOKER, INC 401(K) SAVINGS PLAN

Name: TILLAMOOK COUNTRY SMOKER, INC - PNWE-TILLAMOOK COUNTRY SMOKER, INC 401(K) SAVINGS PLAN (2016) Form 5500
Creator: TILLAMOOK COUNTRY SMOKER, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PNWE-TILLAMOOK COUNTRY SMOKER, INC 401(K) SAVINGS PLAN, TILLAMOOK COUNTRY SMOKER, INC

TILLAMOOK COUNTRY SMOKER, INCEIN 93-0660389Plan #002PY 2016

8250 WARREN STREET, PO BOX 3120 - BAY CITY, OR 971073120503-377-2222tcsjerky.comLinkedIn201-500 employeesconsumer goods

Prospect flagsLow participationLow fidelity bond

How to read this page

Total assets (EOY)

$3.8M

+4.8% from 2015

Total participants

175

+0.6% from 2015

Average account balance

$33,093

-1.5% from 2015

Annual return

6.47%

+6.85 pp from 2015

Benchmarks

See 933 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort933 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.90M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$52K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

114

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

15.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$474K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.50%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$385

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
STANCORP FINANCIAL GROUP2+ years Service code 12 · EIN 93-1253576	Direct payment from the plan; Distrib...	$10,554
CASCADE EMPLOYERS ASSOCIATION, INC.2+ years Service code 27 · EIN 93-0497711	Advisory (Plan)	$7,143
THE VANGUARD GROUP, INC.1 year Service code 15 · EIN 23-1945930	Recordkeeping	$6,484
PHILIPS & COMPANY ADVISORS1 year Service code 27 1300 SW 5TH AVE · PORTLAND, OR 97201	Advisory (Plan)	$5,452

Plan features & details

Pension benefit codes2E3D2G2J2K2F2T3F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$29K

$180 / participant

Investment mgmt$13K43.7%
Contract admin$16K56.3%

% of EOY assets

0.752%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JARRARD, SEIBERT, POLLARD & CO., IN
Auditor EIN: 930623130
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,093

$46,072-28.2%

$69,779-52.6%

$55,167-40.0%

Participation rate

63.1%

67.5%-4.3pp

71.8%-8.7pp

69.0%-5.9pp

Annual return

6.47%

8.68%-2.2pp

12.99%-6.5pp

169.23%-162.8pp

Employer contribution / active EE

$681

$1,500-54.6%

$2,338-70.9%

$1,963-65.3%

Participant deferral / active EE

$2,018

$2,344-13.9%

$2,931-31.1%

$3,054-33.9%

Admin fee / account holder

$249

$428-41.8%

$4,381-94.3%

$504-50.6%

Provider

Service type

Compensation

STANCORP FINANCIAL GROUP2+ years

Service code 12 · EIN 93-1253576

Direct payment from the plan; Distrib...

$10,554

CASCADE EMPLOYERS ASSOCIATION, INC.2+ years

Service code 27 · EIN 93-0497711

Advisory (Plan)

$7,143

THE VANGUARD GROUP, INC.1 year

Service code 15 · EIN 23-1945930

Recordkeeping

$6,484

PHILIPS & COMPANY ADVISORS1 year

Service code 27

1300 SW 5TH AVE · PORTLAND, OR 97201

Advisory (Plan)

$5,452

PNWE-TILLAMOOK COUNTRY SMOKER, INC 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PNWE-TILLAMOOK COUNTRY SMOKER, INC 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion